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BEWARE OF CAR SALESMAN - CHARLES SHINAULD
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Please beware of Charles Shinauld who will promise you things that are impossible & make everything sound likes it's legit & on the up & up when it's not. I did my own mod 3 years ago, the only reason I gave this firm a shot was because they told me they could help me get a Principle Reduction based on the new program Obama administered. I just got my proposed new mod in the mail from Chase & based on the figures this law firm calculated for me (they actually told me to increase my salary because I needed to make $800 more a month to even qualify) my payment actually was INCREASED by $450 per month! Chase specifically told me that it was because I made too much money.
I believe Charles knew I couldn't get a better payment than what I had but still had no problem taking my $2,495 and telling me whatever sounded good to convince me otherwise. Chase specifically told me there are no "negotiations" that can be done they just plug numbers into a system and you're either approved or denied. You do NOT need to pay someone thousands of dollars to fill out the application for you, because that's basically all this firm did. Not only that, it took 10x longer than doing it myself. It took Matt Perea 5 days to get a document to the bank that was initially wrong & then had to be redone. Great job Siringoringo!
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