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Review 4/23/2009
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I was referred to this company by a friend. I was told by the owner of First Universal Lending and two account representatives that once I signed up for their services that any proceedings would stop. Basically, time would freeze until they were able to do a modification. I was also told that I did not have to make any house payments during this time because we were in the process of a modification. I was not in foreclosure when I initially signed up with this company. To date, First Universal Lending has deducted 3 months of $399.95 each. I speak with a representative via email from this company at least once a week. Two days ago, I received foreclosure papers. I called my mortgage company and was told they have never heard of this company. Apparently, First Universal has not even called and let my mortgage company know they were assissting me.
I emailed my representative at First Universal and her response was it is normal for your home to go through the foreclosure process but you have absolutely nothing to worry about. She even wants to expediate my sale date! I emailed them back and revoked their power of attorney to speak to my mortgage company, instructed them not to take another penny out of my checking account and demanded my money back.
I haven't heard a peep from them since.
BEWARE Of THIS COMPANY!!! In my experience, it's a scam!
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